What Kind of Expat Are You?

expat 10-11-2025

If you are thinking about living in the Philippines as a foreigner, it helps to know what kind of expat you might be. Everyone has a different motivation for leaving their home country. Most people fall into familiar categories, and you will probably recognize yourself in one or two of them.

1. The Retiree

You worked hard for years and now you want to enjoy your life. The Philippines offers a lower cost of living, warm weather, friendly people, and easy access to beaches and fresh food. Many retirees appreciate the slower pace, affordable private healthcare, and relaxed lifestyle.

2. The “Found Love” Expat

Some people move because they fell in love. Maybe you met someone while traveling or online, and things got serious. In many cases, it is more practical and cost effective for the foreign partner to move here rather than the other way around. A new life together begins.

3. The Digital Nomad

You work remotely and realized you would rather do that from somewhere warm and affordable instead of sitting in a cold apartment drinking old coffee. Tech workers, designers, freelancers, online coaches, and crypto traders often choose the Philippines because it gives them comfort without draining their savings.

4. The “Looking for Something Different” Expat

You are not miserable, but you are not fulfilled either. You want something new. You want adventure, change, new energy, and a reset. Living overseas gives you exactly that.

5. The Investor or Entrepreneur

You see opportunity where others see complication. Maybe you are exploring real estate, rentals, online businesses, or long term investments. The Philippines has a young population, good English proficiency, and reasonable operating costs. These factors make the country attractive for business minded expats.

6. The “Plan B” Builder

This is the expat version of long term preparation. Some people worry about political or economic stability in their home country. They want a second home set up, not necessarily to move immediately, but to secure options for the future. A typical Plan B setup includes residency, a local bank account, housing, private health insurance, a consistent income source, and a safe place for the family if they ever need it. The Philippines is becoming a popular choice for this group.

7. The One We Are Not Entertaining Here

There is a type of traveler who treats dating like a sport and sees countries as playgrounds. If that is you, this is your wake up call to rethink your priorities. That is all that needs to be said.

So, which one are you?

Most people fall into more than one category. No matter what brought you here, you are now part of the growing expat community that sees the Philippines as a place for adventure, opportunity, and a better quality of life.

Ready to make the Philippines your home?

Living here is exciting, but dealing with paperwork and requirements is not. This is where E636 Expat Services comes in.

We help with:

If you are ready to build a life here, whether this is your Plan A or Plan B, we are here to make everything easier. Book a consultation and let us guide you on your expat journey.

Photo by Cris Tagupa on Unsplash.

Author's photo

E636 Team

Expert guidance and practical solutions for your new life in the Philippines.
Founded by an American expat living there since 2019. Get in touch →

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